Cranbrook Loans

NMLS #1221113

VA, FHA, Conventional and Jumbo Construction Loan Programs

Licensed in Michigan, Ohio, Florida, Georgia, Virginia, Colorado and Pennsylvania. Financing Site Built, and Modular homes as well as 2-4 unit projects.

Have you been told by another lender that VA and FHA construction loans don’t exist? Don’t believe them, they do! In addition to Conventional construction loans we also offer these government construction loans. These are single close construction loans, they act as both your construction loan and your end loan. No need to qualify a 2nd time, get a 2nd appraisal or pay a 2nd set of closing fees like some other programs.

I will be your single point of contact through the entire process. Other loan officers will had your application off to a group of processors that are handling dozens of applications. Not me.

Take a look around the website and email me today for a free personal consultation and a fast pre-approval. I will match you with the best program, from the best lender, for your project. With over 25 years experiance I will close your loan quickly. Construction lending is the “deep end” of the mortgage pool. The vast majority of mortgage loan officers have never done a construction loan. It’s vital that you know who’s in charge of you application and that they have the experience to close your loan quickly. This can save you lots of time and money. We will discuss your land, the type of home you are building, the types of homes you can’t build along with your qualifications.

Do you already own your land? You may be able to use your land equity to cover your down payment and roll in your closing costs! You can build a site built, manufactured or modular home. With the VA and FHA Construction Loan programs you have no payments until the home is completed. Your interim interest will be rolled into your contract to build.

How I can Help?

More Than 25 years Experience in Construction Lending!

On one side of my business I have clients that need money to buy, build or refinance their home. On the other side of my business I have multiple lenders. Each lender excels in one or more types of lending. It’s my job to match my borrowers up with the right lender.

What stands in the way? Guidelines, pages and pages and pages of guidelines. Minimum credit scores, maximum loan to value, source of funds, debt to income, debts that are part of the borrower’s Debt To Income, debts that don’t have to be counted in the DTI, appraised values, home types that eligible for funding and those that are not, and it goes on and on and on. There are hundreds, if not thousands of pages of guidelines. It my job to help you through this maze and get you the best deal.