Credit Human Federal Credit Union

NMLS# 486243

Chartered in 1935, Credit Human is a $2.7 billion credit union serving 250,000 members in 43 states across the U.S. Headquartered in San Antonio, we are a not-for-profit, member-owned financial cooperative offering competitive products and services from 16 San Antonio locations, one in Houston and nationally through our manufactured home lending division.


Q How much do I need for a down payment?

5% down minimum for a primary residence, 20% down for a vacation home.

Q How long does the process take?

Two business days for a decision and general 30 days to complete the loan process.

Q What is your interest rate?

Rates are based on credit scores, down payment or loan to value depending on type of product as well as the term of the loan you choose.